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Relax! You're protected every time you use your credit union debit card!
Imagine the benefit of automatic protection
Ever get home after a day of shopping and discover that your perfect gift is broken? Or that a week after the warranty period your camcorder stops working?
Don't worry….. you're covered every time you use your Member Card Debit Card to make a purchase.
How does the program work?
It's simple. Every time you use the Member Card Debit Card for an interac Direct Payment purchase, you're protected with the following benefits:
Buyer Protection
This coverage offers protection on the purchase of most retail items- and that includes gifts! For a full 90 days after the purchase, the item is protected if it's stolen, dropped and broken or even consumed in a fire.
For example, if you're wrapping that expensive crystal vase and it suddenly crashes to the floor, you're protected!
Valid claims will be satisfied either by replacing the lost or damaged item, or by a cash payment in an amount not to exceed the amount of the total purchase price.
Extended Warranty
The program doubles the warranty period of a purchased item up to one entire year, as long as the manufacturer's warranty is valid in Canada for five years or less. For example, when you purchase a DVD player, the manufacturer would typically offer a one-year warranty. But if you use the Member Card Debit Card for the purchase, the DVD player would be protected under terms of the original warranty for an additional one year period.
Chequing Accounts Too!
Shopping at a merchant who doesn't offer Interac Direct Payment? No problem! You can make a purchase using a cheque drawn on your insured account and receive the same protection for your purchase.
Buyer Protection and Extended Warranty
The Member Card Debit Card program is absolutely one of the best on the market!
- Home or home based business purchases are protected
- Higher coverage—up to $60000.00 lifetime
- Gifts(without recipient limitations)
- No Limits on valuables
- Any Member Card Debit Card member is covered, not just Canadian residents
- World wide purchases, not just Canadian purchases
- If you have a PINned Member Card Debit Card, purchases made with a cheque drawn on the same account are also protected
What is not covered?
Items not covered include: cash, travelers cheques, motorized vehicles, animals, and living plants.
Making a claim?
Just be sure to keep a copy of your transaction record, the merchant bill, and (for warranty claims) the manufacturer's warranty. You simply call 1-877-564-2847, ext. 6895 and a Claims Representative will assist you.
If you already have a Member Card Debit Card, you're covered.
If you don't have a Member Card Debit Card, call us today and find out what you're missing.
HINT:
Keep your transaction record, merchant bill, and (for warranty claims) the manufacturer's warranty.
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Sandhills Credit Union for all your borrowing needs
Commerical Lending
- Operating Lines of Credit
- Equipment & Inventory Financing
- Conventional First & Second Mortgages
- Small Business Loans
CHMC Financing
Homeowners can obtain a mortgage for as little as 5% down.
Student Loans
Provide funds for education expenses such as tuition, books, accommodations, food and living. Student loans are available to a maximum of $30000.00.
Member's Life, Disability & Critical Illness Insurance
Member's life, disability & critical illness are available on all loans to protect members in time of disability or in the event of death. The insurance automatically makes your loan payments for you or pays off the loan entirely, depending on the option you choose.
See a member of our Lending Team today!
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DNA update to Sandhills Credit Union banking system
On November 13 Sandhills Credit Union updated their existing system. It was only a small face lift compared to what happened in 2010. There will be no changes to what Members see, but will increase efficiencies for the Credit Union.
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Cold & Flu season
Cold & Flu season is in full swing again. These pesky germs follow us everywhere. When it comes to conducting your business at a public work place please remember some of the following tips:
- Use hand sanitizers with alcohol upon entry to the building.
- If you are sick please stay home.
- Cover your mouth and nose with a tissue when you cough or sneeze.
- Wash your hands often with soap & warm water.
- No tissue? Cough or sneeze into your elbow, not your hands.
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2010 Sandhills Credit Union Financial Statements
Adobe Reader is required to view these statements
in PDF format.
Download
it for free by visiting Adobe at this link.
Consolidated Financial Statements
December 31, 2010 ( PDF // 1 MB)
For the complete Sandhills Credit Union 2010 Annual Report, call or visit Sandhills Credit Union.
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